Using $5,000 from a $100,000 windfall to test a solo business

After receiving an inheritance and paying off high-interest debt, about $100,000 will likely remain. There is no plan to buy a new car, a house, or other big lifestyle items.

Day-to-day spending will stay low, and two full-time jobs can cover household bills. An ency fund will be kept in a HYSA, and buying a home is not a near-term goal.

Instead of putting the full a into a , about $5,000 may be used to start a solo venture. An online is the preferred path, but a service is also being considered.

Key points

  • About $100,000 may remain after high-interest debt is paid off.
  • Household bills are already covered by two full-time jobs.
  • An ency fund will be placed in a HYSA.
  • Only about $5,000 is being considered for a new solo .
  • The preferred direction is online, with service work also on the table.
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