A finance app runs its AI assistant on the phone, not in the cloud
Welly is an inside a finance app that runs on the user’s phone. On iPhone, it uses . On Android, it uses with Gemini Nano.
This keeps financial details from being sent to a for AI processing. The tradeoff is that is small and can read less at once. gives about 4,000 tokens of context, while Gemini Nano gives about 12,000 tokens.
Because of that limit, Welly is built for focused tasks instead of acting like a general chatbot. It can turn an insurance policy into a plain-language summary, answer follow-up questions about that policy, turn a statement into itemized expenses for review and approval, and help with savings plans, net worth, investments, and a new house affordability calculator.
Key points
- The runs on the user’s phone instead of a .
- iPhone uses , while Android uses with Gemini Nano.
- The design avoids sending financial details away for AI processing.
- The is about 4,000 tokens on and about 12,000 tokens on Gemini Nano.
- The assistant focuses on insurance summaries, expense review, savings, net worth, investments, and home affordability.